by VUL Life Insurance | Nov 7, 2025 | Uncategorized
by VUL Life Insurance | Aug 20, 2025 | Uncategorized
Yes, most policies allow fund transfers (sometimes with limits or fees).
by VUL Life Insurance | Aug 19, 2025 | Uncategorized
Yes, it offers lifelong coverage, provided premiums are paid and the policy remains funded.
by VUL Life Insurance | Aug 11, 2025 | Uncategorized
Coverage ends and you may owe taxes on gains if the policy was surrendered.
by VUL Life Insurance | Jul 31, 2025 | Uncategorized
Costs vary by age, health, coverage amount, and chosen investments.
by VUL Life Insurance | Jul 24, 2025 | Uncategorized
Yes, VUL offers flexibility—you can increase, decrease, or skip payments (within policy limits).
by VUL Life Insurance | Jul 23, 2025 | Uncategorized
It’s a combination of the base death benefit and potentially the cash value.
by VUL Life Insurance | Jul 21, 2025 | Uncategorized
Yes, you can make additional payments to boost your investment component (up to IRS limits).
by VUL Life Insurance | Jul 19, 2025 | Uncategorized
Includes cost of insurance, admin fees, fund management fees, and surrender charges.
by VUL Life Insurance | Jul 12, 2025 | Uncategorized
Usually not—death benefits are generally income tax-free to beneficiaries.